Elderly Care Costs Con

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19 Nov 2013

Pensioners in Yorkshire & the Humber face paying almost £160,000 for their residential care before they hit the so-called 'cap' on care costs, new analysis shows.

The average figure to be funded by pensioners is more than double the £72,000 which Ministers have claimed. Analysis also reveals that nine out of ten elderly people in the region will have died before they reach the 'cap'.
The 'cap' will be based on the standard rate local authorities pay for a bed in a care home in their area, not the actual amount self-funders are charged - which is much higher than the council rate.
In 2016/17 - when the ‘cap’ is due to start - the average council rate for residential care in Yorkshire & the Humber is estimated to be £470 a week, but the average price of a care home bed will average at around £530 a week, and hundreds of pounds more in many areas. The difference between the council rate and what pensioners actually pay won’t count towards the ‘cap’.
Pensioners in care homes will also have to pay £230 a week for their 'hotel and accommodation' costs, which are counted separately from care costs, and which won’t count towards the ‘cap’.
When both these factors are taken into account, it will take close to six years for elderly people in the region to hit the so-called ‘cap’ - during which time they will have clocked up almost £160,000 for their actual residential care home bill.

Older people and their families deserve better than to be conned in such an underhanded way.